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Tuesday, August 31, 2010

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Monday, August 30, 2010

Celebrate Ramadan & Eid ul-Fitr At Gold Swiss-Belhotel Dubai

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[PF:158907] Lack of easy access to justice spawns militancy

ISLAMABAD: Chief Justice of Balochistan High Court Qazi Faez Isa has observed that militant organisations keep on thriving in Pakistan because there has never been easy access to justice.

"Terrorists' organisations have taken root in Pakistan…when nobody has access to justice in the country," said Justice Isa in a written letter to Chief Justice of Pakistan.

A three-page letter, a copy of which is with The Express Tribune, reads: "The looming debacle reminds Quaid-e-Azam's fears that the danger of denial of justice remained dominant over society because of religious disputes among various organisations in the state.

"I remind you (my lord) Quaid's words in which he (Quaid) pointed out religion, culture and civilisation fighting in Pakistan because there was a danger of denial of these human rights in the subcontinent," Justice Isa wrote.

He requested Chief Justice Iftikhar Muhammad Chaudhry to take notice of unruly laws prevailing in the country as the poor are struggling for justice from pillar to post but they have no access to justice.

He also feared a new judicial crisis when BHC will be virtually blanked after the completion of tenure of additional judges by September 5, 2010.

Peshawar High Court Chief Justice Ejaz Afzal Khan and Lahore High Court Chief Justice Khawaja Sharif also sought Supreme Court's advice in appointment of judges in superior courts. In their written letters, Justices Ejaz and Sharif also made similar requests.

On these requests Chief Justice of Supreme Court passed the following order:

"I am of the opinion that since the matter relating to procedure of appointment of judges is pending adjudication before the full bench. Therefore, on administrative side possibly no action can be taken thus letters be placed before the bench treating as civil miscellaneous application in miscellaneous petition."

Attorney General Maulvi Anwarul Haq said: "I and President Supreme Court Bar Association will be appearing before the lager bench on Monday regarding (giving) extension to additional judges in the BHC."

It is also pertinent to mention here that some 32 additional judges will complete their terms after Eid.

Article Source: http://tribune.com.pk/story/44132/lack-of-easy-access-to-justice-spawns-militancy/

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Sunday, August 29, 2010

[PF:158886] Rulings on Zakaat Al Fitr

In the name of Allah, the Most-Merciful, the All-Compassionate
 
"May the Peace and Blessings of Allah be Upon You"

 

Praise be to Allaah, we seek His help and His forgiveness. We seek refuge with Allaah from the evil of our own souls and from our bad deeds. Whomsoever Allaah guides will never be led astray, and whomsoever Allaah leaves astray, no one can guide. I bear witness that there is no god but Allaah, and I bear witness that Muhammad is His slave and Messenger.
 
  
Bismillah Walhamdulillah Was Salaatu Was Salaam 'ala Rasulillah
As-Salaam Alaikum Wa-Rahmatullahi Wa-Barakatuhu
 
 
 

Rulings on Zakaat Al Fitr

compiled by Adil Khan
 
 
To whom should zakaat al fitr be paid?
 

Zakaat al-fitr should be given to poor Muslims even if they are sinners so long as their sin is not something that puts them beyond the pale of Islam. What is meant by poor is those who appear to be poor, even if they are in fact rich. The one who is paying the zakaah should seek out good poor people as much as possible. If he finds out later that the one who took it was actually rich, that does not affect the one who gave it, rather he has discharged his duty, praise be to Allaah. 

 





 
Can we zakaat al-fitr donate it to charitable funds for building a mosque,
 
 
 

Zakaat al-fitr should be given to the poor Muslims in the land or city where it is given, because of the report narrated by Abu Dawood from Ibn Abbaas (may Allaah be pleased with him), who said: "The Messenger of Allaah (peace and blessings of Allaah be upon him) enjoined zakaat al-fitr, to be paid in Ramadaan to feed the poor…" It is permissible to send it to the poor of another land whose people are in greater need.


It is NOT permissible to spend it on building a mosque or other charitable projects. 

 





 
The rate of zakaat al-fitr
 
Is it permissible to give zakaat al-fitr in cash?

 

It was narrated that the Messenger of Allaah (peace and blessings of Allaah be upon him) enjoined zakaat al-fitr upon the Muslims at a rate of one saa of dates or one saa of barley, and he commanded that it should be given before the people went out to pray – i.e., the Eid prayers. In al-Saheehayn it is narrated that Abu Saeed al-Khudri (may Allaah be pleased with him) said: "At the time of the Messenger of Allaah (peace and blessings of Allaah be upon him) we used to give it at a rate of one saa of food, or one saa of dates, or one saa of barley, or one saa of cheese, or one saa of raisins…" A number of scholars interpreted the word taaam (food) in this hadeeth as referring to wheat, and others explained it as referring to the staple food of the local people, no matter what it is, whether it is wheat, corn or something else. This is the correct view, because the zakaah is a kind of help given by the rich to the poor, and the Muslim should not offer help with anything other than the staple food of his country.

 

What must be given is a saa of all kinds of food, which is four times the amount scooped up with two hands, which is approximately three kilograms. If the Muslim gives a saa of rice or some other staple food of his country, that is fine. 

 

It first becomes due on the night of the twenty-eighth of Ramadaan, because the companions of the Prophet (peace and blessings of Allaah be upon him) used to give it one or two days before Eid, and the month lasts twenty-nine or thirty days. 

 

The latest it may be given is at the Eid prayer, but it is not permissible to delay it until after the prayer, because of the report narrated by Ibn Abbaas (may Allaah be pleased with him), that the Prophet (peace and blessings of Allaah be upon him) said: "Whoever gives it before the prayer, it is accepted zakaah, and whoever gives it after the prayer, it is a kind of charity." (Narrated by Abu Dawood). 

 

It is not permissible to pay the value in money, according to the majority of scholars, and the evidence for this view is more sound. Rather it should be given in the form of food, as was done by the Prophet (peace and blessings of Allaah be upon him), his companions (may Allaah be pleased with them) and the majority of the ummah. We ask Allaah to help us and all the Muslims to understand His religion and adhere steadfastly to it. May Allaah bless our Prophet Muhammad and his family and companions. 


Shaykh Ibn Baaz (may Allaah have mercy on him). Majallat al-Buhooth al-Islamiyyah, issue no. 17, pp. 79-80.
http://www.islam-qa.com/en/ref/22888/Eid%20ul-Fitr


 


Paying zakaat al-fitr on behalf of the dead
 

Zakaat al-fitr is obligatory for all Muslims, males and females, old and young, as stated by the Prophet (peace and blessings of Allaah be upon him). 

 

It is only required from the living who are present at the time when it becomes due. 

 

The time when zakaat al-fitr becomes due is when the sun sets on the last day of Ramadaan, because the Prophet (peace and blessings of Allaah be upon him) called it sadaqat al-fitr, and fitr or breaking the fast of Ramadaan comes when the sun sets on the night of Eid (i.e., the night before Eid). It is a purification for the fasting person from any idle or obscene speech, and the fast ends when the sun sets. 

 

If a person dies before the time it become obligatory, he does not have to pay this zakaah. If a person lives until the time when it becomes obligatory, then dies before paying it, then it should be paid on his behalf from his wealth because it is still a duty that he owes and becomes a debt that must be paid on his behalf. 

See: al-Majmoo, 6/84; al-Mugni, 2/358; al-Mawsoo'ah al-Fiqhiyyah, 23/341 

 

Shaykh Ibn Uthaymeen (may Allaah have mercy on him) said: 

If a person dies before the sun sets on the night before Eid, he does not have to pay zakaat al-fitr, because he died before it became obligatory.  

Fiqh al-Ibaadaat, p. 211 

 

In conclusion: The deceased person is responsible for this if he died after the time when it became obligatory, which is sunset on the night before Eid. In that case it must be paid on his behalf.

If he died before the time when it became obligatory – then this zakaah is not obligatory. 

 

If someone gives charity such as food, money, etc dead person behalf, then it is charity given on his behalf and is not zakaat al-fitr. 

 

It is proven in more than one hadeeth from the Prophet (peace and blessings of Allaah be upon him) that charity given on behalf of the dead benefits them and the reward reaches them. 

http://www.islam-qa.com/en/ref/65780/Eid%20ul-Fitr

 





 
The difference between zakaah on wealth and zakaat al-fitr
 
 

Yes, the zakaah that is one of the five pillars of Islam is something other than the zakaah that must be paid at the end of Ramadaan (zakaat al-fitr). 

 

The former is zakaah on wealth which is only obligatory on certain kinds of wealth, viz.: 

1-     Anaam livestock (camels, cattle and sheep)

2-     Gold and silver and, nowadays, paper currency

3-     Trade goods

4-     What is produced by the earth, which includes two things:

a.      Crops and fruits. The scholars are unanimously agreed that it is obligatory to pay zakaah on four kinds: wheat, barley, dates and raisins; they differed with regard to other kinds.

b.     Rikaaz (buried treasure), i.e., wealth of the kuffaar buried in the ground that is found by a Muslim. 

 

Shaykh al-Islam Ibn Taymiyah (may Allaah have mercy on him) narrated in Majmoo al-Fataawa (25/10) that Ibn al-Mundhir (may Allaah have mercy on him) said: 

The scholars are unanimously agreed that zakaah is obligatory on nine things: camels, cattle, sheep, gold, silver, wheat, barley, dates and raisins, if they reach the nisaab (minimum threshold) for each type at which zakaah becomes due. They differed with regard to other types of wealth. 

 

Zakaah for each of these kinds of wealth is obligatory subject to certain conditions, and a specific amount of the wealth must be given as defined by shareeah. 

 

This zakaah (zakaah on wealth) is one of the five pillars of Islam. Whoever denies it is a kaafir and whoever withholds it is a rebellious evildoer; the Muslim ruler must take it from him by force. If he persists in withholding it and is protected by his tribe then he must be fought until he pays it. 

 

Al-Bukhaari (8) and Muslim (12) narrated that Abd-Allaah ibn Umar said: I heard the Messenger of Allaah (peace and blessings of Allaah be upon him) say: "Islam is built on five (pillars): bearing witness that there is no God except Allaah, establishing regular prayer, paying zakaah, fasting Ramadaan and going on Pilgrimage to the House." 

 

Al-Bukhaari (25) and Muslim (22) narrated from Ibn Umar that the Messenger of Allaah (peace and blessings of Allaah be upon him) said: "I have been enjoined to fight the people until they bear witness that there is no god except Allaah and that Muhammad is the Messenger of Allaah, and they establish regular prayer and pay zakaah. If they do that, then they have protected their blood and wealth from me except in cases where Islamic laws apply, and their reckoning will be with Allaah.  

 

The Sahaabah (may Allaah be pleased with them) were unanimously agreed on fighting those who withheld zakaah. Al-Bukhaari (1400) and Muslim (20) narrated that Abu Hurayrah (may Allaah be pleased with him) said:

"When the Messenger of Allaah (peace and blessings of Allaah be upon him) passed away, and Abu Bakr (may Allaah be pleased with him) became caliph, and some of the Arabs disbelieved and apostatized, Umar (may Allaah be pleased with him) said: How could you fight the people, when the Messenger of Allaah (peace and blessings of Allaah be upon him) said, "I have been enjoined to fight the people until they bear witness that there is no god except Allaah. Whoever says that has protected his blood and wealth from me except in cases where Islamic laws apply, and their reckoning will be with Allaah"?

Then Abu Bakr said: By Allaah, I will fight those who separate prayer and zakaah, for zakaah is what is due on wealth. By Allaah, if they withhold from me a small sheep that they used to give to the Messenger of Allaah (peace and blessings of Allaah be upon him), I will fight them for withholding it.

Umar (may Allaah be pleased with him) said: 'By Allaah, when I realized that Abu Bakr (may Allaah be pleased with him) was confident about this idea, then I knew that this was the truth.'" 

 

With regard to the zakaah that is obligatory at the end of Ramadaan, this is Zakaat al-Fitr. The scholars are unanimously agreed that it is obligatory, except those who held odd views. 

See Tarh al-Tathreeb, 4/46. 

 

It is less important than the zakaah of wealth with regard to obligation and status. Zakaat al-Fitr is NOT one of the pillars of Islam, and the one who denies it is not a kaafir. 

 

Zakaat al-Fitr was mentioned in many ahaadeeth, such as the following: 

Al-Bukhaari (1503) and Muslim (984) narrated that Ibn Umar (may Allaah be pleased with him) said: The Messenger of Allaah (peace and blessings of Allaah be upon him) enjoined zakaat al-fitr, a saa of dates, or a saa of barley, for every Muslim, slave or free, male or female, young or old, and he enjoined that it be given before the people go out to the prayer. 

 

Abu Dawood (1609) narrated that Ibn Abbaas said: The Messenger of Allaah (peace and blessings of Allaah be upon him) enjoined zakaat al-fitr as a purification for those who fasted from idle or obscene talk, and so as to feed the poor. Whoever gives it before the prayer, it is accepted zakaah and whoever gives it after the prayer, it is ordinary charity. Classed as hasan by al-Albaani in Saheeh Abi Dawood. 

 







Ruling on one who does not pay zakaat al-fitr
although he is able to

 

The one who does not pay zakaat al-fitr has to repent to Allaah and seek His forgiveness, because he is sinning by withholding it. He also has to pay it to those who are entitled to it, but after Eid prayer it is simply regarded as ordinary charity.






Is zakaat al-fitr due from one who did not fast in Ramadaan
because of a valid excuse like travelling or sick ?


The majority of scholars, including the four imams and others, are of the view that zakaat al-fitr is due from the Muslim even if he did not fast Ramadaan. No one else differed from that except Saeed ibn al-Musayyab and al-Hasan al-Basri, who said that zakaat al-fitr is due only from those who fasted.

 

But the correct view is that of the majority, because of the following evidence: 

 

1 –The general meaning of the hadeeth which is the basis for zakaat al-fitr being obligatory:  

 

It was narrated that Ibn Umar (may Allaah be pleased with him) said: The Messenger of Allaah (peace and blessings of Allaah be upon him) enjoined zakaat al-fitr, a saa of dates or a saa of barley, upon everyone, slave or free, male or female, young or old, and he enjoined that it be paid before the people went out to pray. Narrated by al-Bukhaari (1503) and Muslim (984). 

The word "young" includes small children who cannot fast. 

 

2 – When charity and zakaah are enjoined, it is usually to help the poor and needy, and is aimed at achieving some degree of social security, and the most obvious case is zakaat al-fitr, which is enjoined upon young and old, free and slave, male and female, and the Lawgiver did not stipulate any minimum threshold (nisaab) or the passage of one year for it to be obligatory. Hence the fact that it is obligatory for those who did not fast in Ramadaan, with or without an excuse, is implied in the purpose for which this zakaah is prescribed. 

 

3 – With regard to the argument of those who quoted as evidence the words of Ibn Abbaas (may Allaah be pleased with him): The Messenger of Allaah (peace and blessings of Allaah be upon him) enjoined zakaat al-fitr as a purification for the fasting person from idle talk and obscene speech, and to feed the poor. Narrated by Abu Dawood (1609)  

 

They said: The words "as a purification for the fasting person" means that zakaat al-fitr is obligatory only for those who fasted. Al-Haafiz Ibn Hajar responded to that in al-Fath (3/369) where he said: 

 

My response is that mentioning purification refers to the usual case (as most people fast), just as it is also required of those who did not commit sin, such as one who is very righteous or one who became Muslim a moment before the sun set. End quote.   

What this means is that in most cases zakaat al-fitr is prescribed because it is a purification for the one who fasted, but attaining this purification is not a condition of it being obligatory. A similar case is the zakaah of one's wealth, which has also been prescribed in order to purify the soul:  

 

"Take Sadaqah (alms) from their wealth in order to purify them and sanctify them with it, and invoke Allaah for them. Verily, your invocations are a source of security for them; and Allaah is All-Hearer, All-Knower"

[al-Tawbah 9:103] 

 

Despite that zakaah is obligatory in the case of wealth belonging to a small child who does not need to be purified, because no bad deeds are recorded for him. 

 

Shaykh Ibn Jibreen gave another response, and said: 

It is paid on behalf of children and those who are not accountable, and those who did not fast because of an excuse such as sickness or travel. So the purification is for the guardians of those who are not accountable, and it is a purification for the one who did not fast because of an excuse, on the assumption that he will fast once the excuse is no longer in effect, so it is purification in advance, before he fasts or completes his fast. End quote. 

Fataawa al-Zakaah (zakaat al-fitr/2)

 






Where to pay zakaat al-fitr
 
I am a young man living in Kuwait, but I have taken my daughter to America for medical treatment and I fasted Ramadaan in America. Do I have to pay zakaat al-fitr in America or can I delegate my family in Kuwait to pay it on my behalf? What is the ruling on paying zakaat al-fitr in cash? Please note that in America they pay it in cash instead of giving staple food.

The scholars (may Allaah be pleased with them) stated that zakaat al-fitr is connected to numbers of people, not money, and it is to be paid in the place where a person is on the night before Eid.  

 

Ibn Qudaamah said in al-Mughni (4/134): 

As for zakaat al-fitr, it is to be paid in the land where the person from whom it is due is present, whether his wealth is there or not. End quote. 

 

As for paying zakaat al-fitr in cash, please note that it must be given in the form of food, and that paying it in cash is NOT acceptable.  

 

So you must try to give it in the form of food. If the poor person refuses the food and asks for cash, then there is nothing wrong with your giving it as cash in that case, because of need or necessity. 

 







Should zakaat al-fitr be given to one person, or distributed among several?

 

It is permissible to give zakaat al-fitr on behalf of one person to one person, and it is also permissible to distribute it among a number of people.







 

Is there a duaa to be said when paying zakaat al-fitr?

 

We do not know of any specific duaa to be said when paying it. 

http://www.islam-qa.com/en/ref/27015/Eid%20ul-Fitr 








Ruling on zakaat al-fitr and how much is to be paid
 

Sadaqat al-fitr is obligatory upon every Muslim who is self-supporting, if he has one saa or more than he needs of food for himself and his family on the day and night of Eid.  

 

The basis for that is the report narrated from Ibn 'Umar (may Allaah be pleased with him) who said: "The Messenger of Allaah (peace and blessings of Allaah be upon him) enjoined zakaat al-fitr, a saa of dates, or a saa of barley, upon all the Muslims, slave and free, male and female, young and old, and he commanded that it be paid before the people went out to pray." Agreed upon; this version was narrated by al-Bukhaari. 

 

And Abu Saeed al-Khudri narrated: "We used to pay zakaat al-fitr when the Messenger of Allaah (peace and blessings of Allaah be upon him) was alive, a saa' of food or a saa' of dates or a saa' of barley or a saa' of raisins or a saa' of dried yoghurt." Agreed upon. 

 

It is acceptable to give a saa of the local staple food such as rice etc. 

What is meant by a saa' here is the saa of the Messenger of Allaah (peace and blessings of Allaah be upon him), which is four times the amount that may be held in the two hands of a man of average build. If a person does not pay zakaat al-fitr, he is sinning, and he has to make it up. 

 

 

Standing Committee for Academic Research and Issuing Fatwas, 9/364




And Allaah is the Source if strength.

 

As-Salaam Walekum

Adil Khan

Bombay 




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Saturday, August 28, 2010

[PF:158877] Donate for Flood Victims - Plz Forward

What if
.
.
Me & You Don't
Wear New
Footwear on Eid
.
.
Money Saved
Can Buy A
Month's Food For
1 Flood Affected
Family!
.
.
What If
.
.
We Don't Wear
New Clothes This
Eid?
.
.
The Same
Amount Can
Provide Shelter
(Tents) to
Homeless
Pakistanis
.
What If
.
.
We Don't Eat
Fruits This
Ramadan?
.
.
It Can Make A
Great Difference
To Those Who
Have No Water
To Drink!

 



Regards,

 

 




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Re: [AMP-INDIA:1057] Zakat: A tool for community upliftment

Salam All,

Please check the attached Zakat Calculator.

Regards,

Javid

On Sat, Aug 28, 2010 at 11:59 AM, Noaman Ahmed <noaman712@yahoo.com> wrote:
Assalamoalaikum,

This is quite informative and insha Allah help muslims to act.

Despite of institutionalizing charity within Islam and majority of muslims eligible for paying Zakat are paying it to those who are eligible to receiving it there is not much of a difference at ground level.

After lot of discussion and debate with scholars and other muslims here are some of reasons for this.

  1. Majority waits for Ramazaan to occur to give away Zakat to get maximum reward for this noble act logic being Rs 1 given for Zakat / charity outside Ramzan will be equivalent to anywhere between Rs 70 to 700 ( in terms of reward). We don't realize that need and hunger of poor don't wait for Ramzaan it happens every day.
  2. Zakat collected during Ramzaan is then spent for celebrating Eid / buying clothes etc and doesn't have much of an impact on life having little or no impact on daily life and needy remains needy.
There is no such thing as marking Ramzaan for giving away Zakat. It is to be given the moment we posses enough assets that makes it mandatory upon us to pay Zakat. Delaying it further is not recommended.

Recommendation by Scholars :

Every year ; end of Ramzaan we can calculate approximately how much we are supposed to give in Zakat and then divide this amount by 12 and keep giving it every single month to those who fall under any of the category mentioned in Quran  and email below. If poor people know they are going to get specific extra amount every month  then they can make adjustments and spend on things like education / food etc etc and this will help them a great deal.

There is another common mis-conception that 2.5% of the  asset value is all that we are to give. Whereas 2.5% is the lowest limit which if not paid then we will go out of the folds of Islam and there is no specific upper limit set.For example if I have 10 lakh INR as my assets then my annual Zakat is going to be only 25000 "(25 thousand). Now considering the poverty and cost of living around us how many people will get significantly affected by this 25000 per annum?

We are rewarded based on intention and not by actions. We are not supposed to restrict Allah's mercy and bounties to a specific place / month. If Allah wills we will be rewarded as much in months other than Ramzaan for paying Zakat regularly to those who need it the most ;Amen.

Please encourage everyone to be regular in what they give and give with the intention of making difference in the life of those who receive it and not for the sake of formality. Insha Allah it will make a difference.

Allah Hafiz,

Nauman




--- On Sat, 8/28/10, Safwan Muhammad <safwan_0786@yahoo.co.in> wrote:

From: Safwan Muhammad <safwan_0786@yahoo.co.in>
Subject: Re: [AMP-INDIA:1049] Zakat: A tool for community upliftment
To: ampf@googlegroups.com
Cc: shahanshah.java@gmail.com, "saad" <kuttyse@petrokemya.sabic.com>
Date: Saturday, August 28, 2010, 12:18 AM


Jazakkallahu Khairan, very useful

--- On Fri, 27/8/10, ★Shahanshah Ansari★ <shahanshah.java@gmail.com> wrote:

From: ★Shahanshah Ansari★ <shahanshah.java@gmail.com>
Subject: [AMP-INDIA:1048] Zakat: A tool for community upliftment
To: AMPF@googlegroups.com
Date: Friday, 27 August, 2010, 9:45 PM

By M. Zajam, TwoCircles.net,

Ramzan is considered holiest month of the Islamic calendar. Ramzan transforms even non-practicing to perform all the religious rituals, pray for guidance, refrain from everyday evils, self restraint and seek forgiveness for past sins. Ramzan is also a time when we focus on self-reformation, spiritual cleansing and enlightenment. People enthusiasm toward religious activity is unmatched during Ramzan. But same zeal is not visible while paying Zakat, which is one of the five pillars of Islam.

We do not miss any chance to hit out at the government for poor condition of Muslims in India. But when it comes to playing our part we fail miserably. As per Arjun Sengupta Committee 2008 report, 77% of Indian population is surviving on Rs 600 per month. Same report also mentions that 84.7% of Muslim population is in poor and vulnerable group.

Giving

In Western countries, charity and philanthropy is way of life for both governments and individuals. According to the Organization for Economic Co-operation and Development, the countries giving the highest amounts of charity money are USA- $28.67 billion, France- $12.43 billion, Germany- $11.98 billion, UK- $11.50 billion and Japan - $9.48 billion. The Global Humanitarian Assistance (GHA) July 2010 report also lists countries ranked by generosity as donation per citizen from data collected in 2008 are Luxembourg- $114/citizen, Norway - $96/citizen, Sweden- $66/citizen,Ireland- $66/citizen and Kuwait- $33/citizen. Same report also mentions that in terms of Humanitarian aid Saudi Arabia - 51.8 million tops the list, followed by United Arab Emirates- 35.3 million, Kuwait- 34.2 million, Russia- 32.5 million and India -14.6 million.

Recently, Buffett and Gates started a drive called "The Giving Pledge" to encourage high-profile philanthropic promises. Warren Buffet has pledged to donate 99 per cent of his wealth, while Bill and Melinda Gates have already donated half of theirs to charity, using it for improving the health of humanity. Indians are crowding the list of Forbes but when it comes to be generous they are no match for likes of Buffet. Recently, Karnataka's minister for tourism and leading industrialist Gali Janardhan Reddy presented a diamond-studded gold crown, estimated to be worth Rs 450 million (Rs 45 crore), to the famous Lord Venkateswara temple at Tirupati.

Capgemini and Merrill Lynch Wealth Management in their report stated that India's high net worth individuals (HNWIs), who are defined as those having investable assets of $1 million or more, are over 120,000 in number, or 0.01% of the population, their combined worth is close to one-third of India's Gross National Income (GNI).

It would take an average urban Indian at least 2,238 years, based on the monthly per capita expenditure estimates in the 2007-8 National Sample Survey, to achieve a net worth equal to that of the average HNWI.

As per reports, In India only 10 percent of charitable giving comes from individuals and corporate sector, in sharp contrast to the United States, where 75 percent is from individuals and corporations. It is astonishing that Indian rich living so close to poverty are still very reluctant to loose their purse-string for charity. A survey in USA brought the interesting facts out that the poorest fifth of U.S. households contributed an average of 4.3 percent of their incomes to charitable organizations in 2007. The richest fifth gave at less than half that rate, 2.1 percent.

Charity in Islam

Zakat, which was made mandatory in Makkah at the same time as Salat (prayers) requires, every year 2.5% of one's wealth is given away to the poor and needy. The requirement of Zakat payment stops upon death of an individual. The act of giving Zakat means purifying one's wealth to gain Allah's blessing to make it grow in goodness and themselves from their greed and selfishness. In addition, Zakat purifies the person who receives it because it saves him from the humiliation of begging and prevents him from envying the rich.

Wealth is a blessing from their creator as long as it is acquired by halal means and the person fulfills all his responsibilities towards Allah and society. Islam sees poverty as a social anomaly that is to be removed and alleviated. To protect the self respect of poor Allah (S.W.T) has declared that Zakat is the "right" of poor in wealth of rich.

Islam has attached so much importance to Zakat that it is one of the five pillars of Islam. Anyone who does not believe on any of these five pillars of Islam cannot be categorized as Muslim. Quran has many surahs highlighting importance of Zakat and charity.

" And perform Salat and give Zakat " (Al Baqrah 43)

"So establish regular prayers; and give regular Charity; and obey the Messenger; That ye may receive mercy." (An-Nur : 56)

"By no means shall you attain righteousness unless ye give (freely) of that which you love; and whatever you give, Allah knows it well." ( Al Imran, 92).

In spite of Quran laying equal emphasis on Salat and Zakat, people tend to miss out on Zakat. Many give justification that since they are paying income taxes, they do not need to pay Zakat. Islam has given us a system of Zakat, where poor can be benefited directly. Zakat money most of times reaches to deserving poor and institutions. In comparison, Government with all its might and official machinery only manages to deliver 5-10 paise out of 100 paise to intended group.


In India many institutions are surviving solely on Zakat money. Madrasa and Orphanage do aggressive Zakat collection in the month of Ramzan. Their all annual budget just depends on Zakat. In this month, Allah promises to multiply every good deed with 70. Many poor look forward to Zakat in the month of Ramzan. They pin their hope and future planning for their medical need, wedding or education on Zakat money.

Very few who try to by-pass the Zakat with their weird logic should be beware. Hazrat Ali and Abu Hurayrah (radi Allahu anhu) reports that the Prophet (PBUH) said, "When Zakat is looked upon as a penalty (i.e., people will pay Zakat with a heavy heart, as though it is a penalty), then look for violent windstorms, earthquakes, men being swallowed by the earth, metamorphosis, stones being pelted from the skies, and calamities following one another in rapid succession, like beads of rosary falling one after the other when its string is cut."

The Prophet (PBUH) also said, "The nation that withholds Zakat (i.e. does not pay it), Allah afflicts famine on them."

Allah (SWT) promises to increase the wealth of every Zakat payee at the same time denouncing the wealth with interest. Zakat means grow (in goodness) or 'increase', 'purifying' or 'making pure'.

" Allah destroys wealth obtained from interest and will give increase for the deed of charity" (Al Baqrah: 276)

It is also stated in the Hadith that Zakat brings benefits such as gaining of the pleasure of Allah, increase in wealth, protection from losses, a cause thus established for Allah's forgiveness and blessings are obtained, Safety from calamities, protection from the wrath of Allah and from a bad death, the Zakaat will provide a shelter on the Day of Judgment, security from seventy misfortunes, it will serve as a shield from the fires of Jahannam, it contributes to Barkat in wealth and it also saves from fear and grief.

The Prophet Muhammad (PBUH) said, "Indeed, an ignorant man who is generous is dearer to God than a worshiper who is miserly."

Zakat is obligatory on the Muslim who has reached puberty, who is sane, who is free, and who owns at least 52.5 tola silver or 7.5 tola gold or cash or business goods equal to it. The day, on which one will own the above mentioned amount, it is wajib on him to pay 2.5% as zakah after passing of one complete year.

"Alms are for the poor and the needy, and those employed to administer the (funds); for those whose hearts have been (recently) reconciled (to Truth); for those in bondage and in debt; in the cause of God; and for the wayfarer: (thus is it) ordained by God, and God is full of knowledge and wisdom." (9:60).

Quran has clearly identified the criteria of the recipients of zakat in the verse above. They are as follow:

1. Poor (i.e., destitute, beggars).

2. Needy (those who have needs but embarrassed to beg from people).

3. People employed to administer the Zakat funds.

4. People who have converted to Islam and in financial difficulty.

5. Enslaved people seeking freedom (could also mean Muslims in prison).

6. People in debt (to help a person in debt to come out of it).

7. Muslims who are struggling in Allah's cause.

8. Wayfarer (a traveler who is in need to complete his or her travel).

In the world where rich are getting richer and poor getting poorer. This disparity has lead to social tension among classes and rise in crime. Islam has provided us a system of Zakat, where this disparity can be reduced. This also helps removing ill feeling against rich from poor heart. It also helps in maintaining social peace. Let's fulfill our religious-social obligation and play a part in upliftment of the community.



Regards,
Mohammad Shahanshah Ansari
Dammam, Saudi

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--
Javid Iqbal

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Friday, August 27, 2010

Re: [AMP-INDIA:1053] Zakat: A tool for community upliftment

Assalamoalaikum,

This is quite informative and insha Allah help muslims to act.

Despite of institutionalizing charity within Islam and majority of muslims eligible for paying Zakat are paying it to those who are eligible to receiving it there is not much of a difference at ground level.

After lot of discussion and debate with scholars and other muslims here are some of reasons for this.

  1. Majority waits for Ramazaan to occur to give away Zakat to get maximum reward for this noble act logic being Rs 1 given for Zakat / charity outside Ramzan will be equivalent to anywhere between Rs 70 to 700 ( in terms of reward). We don't realize that need and hunger of poor don't wait for Ramzaan it happens every day.
  2. Zakat collected during Ramzaan is then spent for celebrating Eid / buying clothes etc and doesn't have much of an impact on life having little or no impact on daily life and needy remains needy.
There is no such thing as marking Ramzaan for giving away Zakat. It is to be given the moment we posses enough assets that makes it mandatory upon us to pay Zakat. Delaying it further is not recommended.

Recommendation by Scholars :

Every year ; end of Ramzaan we can calculate approximately how much we are supposed to give in Zakat and then divide this amount by 12 and keep giving it every single month to those who fall under any of the category mentioned in Quran  and email below. If poor people know they are going to get specific extra amount every month  then they can make adjustments and spend on things like education / food etc etc and this will help them a great deal.

There is another common mis-conception that 2.5% of the  asset value is all that we are to give. Whereas 2.5% is the lowest limit which if not paid then we will go out of the folds of Islam and there is no specific upper limit set.For example if I have 10 lakh INR as my assets then my annual Zakat is going to be only 25000 "(25 thousand). Now considering the poverty and cost of living around us how many people will get significantly affected by this 25000 per annum?

We are rewarded based on intention and not by actions. We are not supposed to restrict Allah's mercy and bounties to a specific place / month. If Allah wills we will be rewarded as much in months other than Ramzaan for paying Zakat regularly to those who need it the most ;Amen.

Please encourage everyone to be regular in what they give and give with the intention of making difference in the life of those who receive it and not for the sake of formality. Insha Allah it will make a difference.

Allah Hafiz,

Nauman




--- On Sat, 8/28/10, Safwan Muhammad <safwan_0786@yahoo.co.in> wrote:

From: Safwan Muhammad <safwan_0786@yahoo.co.in>
Subject: Re: [AMP-INDIA:1049] Zakat: A tool for community upliftment
To: ampf@googlegroups.com
Cc: shahanshah.java@gmail.com, "saad" <kuttyse@petrokemya.sabic.com>
Date: Saturday, August 28, 2010, 12:18 AM

Jazakkallahu Khairan, very useful

--- On Fri, 27/8/10, ★Shahanshah Ansari★ <shahanshah.java@gmail.com> wrote:

From: ★Shahanshah Ansari★ <shahanshah.java@gmail.com>
Subject: [AMP-INDIA:1048] Zakat: A tool for community upliftment
To: AMPF@googlegroups.com
Date: Friday, 27 August, 2010, 9:45 PM

By M. Zajam, TwoCircles.net,

Ramzan is considered holiest month of the Islamic calendar. Ramzan transforms even non-practicing to perform all the religious rituals, pray for guidance, refrain from everyday evils, self restraint and seek forgiveness for past sins. Ramzan is also a time when we focus on self-reformation, spiritual cleansing and enlightenment. People enthusiasm toward religious activity is unmatched during Ramzan. But same zeal is not visible while paying Zakat, which is one of the five pillars of Islam.

We do not miss any chance to hit out at the government for poor condition of Muslims in India. But when it comes to playing our part we fail miserably. As per Arjun Sengupta Committee 2008 report, 77% of Indian population is surviving on Rs 600 per month. Same report also mentions that 84.7% of Muslim population is in poor and vulnerable group.

Giving

In Western countries, charity and philanthropy is way of life for both governments and individuals. According to the Organization for Economic Co-operation and Development, the countries giving the highest amounts of charity money are USA- $28.67 billion, France- $12.43 billion, Germany- $11.98 billion, UK- $11.50 billion and Japan - $9.48 billion. The Global Humanitarian Assistance (GHA) July 2010 report also lists countries ranked by generosity as donation per citizen from data collected in 2008 are Luxembourg- $114/citizen, Norway - $96/citizen, Sweden- $66/citizen,Ireland- $66/citizen and Kuwait- $33/citizen. Same report also mentions that in terms of Humanitarian aid Saudi Arabia - 51.8 million tops the list, followed by United Arab Emirates- 35.3 million, Kuwait- 34.2 million, Russia- 32.5 million and India -14.6 million.

Recently, Buffett and Gates started a drive called "The Giving Pledge" to encourage high-profile philanthropic promises. Warren Buffet has pledged to donate 99 per cent of his wealth, while Bill and Melinda Gates have already donated half of theirs to charity, using it for improving the health of humanity. Indians are crowding the list of Forbes but when it comes to be generous they are no match for likes of Buffet. Recently, Karnataka's minister for tourism and leading industrialist Gali Janardhan Reddy presented a diamond-studded gold crown, estimated to be worth Rs 450 million (Rs 45 crore), to the famous Lord Venkateswara temple at Tirupati.

Capgemini and Merrill Lynch Wealth Management in their report stated that India's high net worth individuals (HNWIs), who are defined as those having investable assets of $1 million or more, are over 120,000 in number, or 0.01% of the population, their combined worth is close to one-third of India's Gross National Income (GNI).

It would take an average urban Indian at least 2,238 years, based on the monthly per capita expenditure estimates in the 2007-8 National Sample Survey, to achieve a net worth equal to that of the average HNWI.

As per reports, In India only 10 percent of charitable giving comes from individuals and corporate sector, in sharp contrast to the United States, where 75 percent is from individuals and corporations. It is astonishing that Indian rich living so close to poverty are still very reluctant to loose their purse-string for charity. A survey in USA brought the interesting facts out that the poorest fifth of U.S. households contributed an average of 4.3 percent of their incomes to charitable organizations in 2007. The richest fifth gave at less than half that rate, 2.1 percent.

Charity in Islam

Zakat, which was made mandatory in Makkah at the same time as Salat (prayers) requires, every year 2.5% of one's wealth is given away to the poor and needy. The requirement of Zakat payment stops upon death of an individual. The act of giving Zakat means purifying one's wealth to gain Allah's blessing to make it grow in goodness and themselves from their greed and selfishness. In addition, Zakat purifies the person who receives it because it saves him from the humiliation of begging and prevents him from envying the rich.

Wealth is a blessing from their creator as long as it is acquired by halal means and the person fulfills all his responsibilities towards Allah and society. Islam sees poverty as a social anomaly that is to be removed and alleviated. To protect the self respect of poor Allah (S.W.T) has declared that Zakat is the "right" of poor in wealth of rich.

Islam has attached so much importance to Zakat that it is one of the five pillars of Islam. Anyone who does not believe on any of these five pillars of Islam cannot be categorized as Muslim. Quran has many surahs highlighting importance of Zakat and charity.

" And perform Salat and give Zakat " (Al Baqrah 43)

"So establish regular prayers; and give regular Charity; and obey the Messenger; That ye may receive mercy." (An-Nur : 56)

"By no means shall you attain righteousness unless ye give (freely) of that which you love; and whatever you give, Allah knows it well." ( Al Imran, 92).

In spite of Quran laying equal emphasis on Salat and Zakat, people tend to miss out on Zakat. Many give justification that since they are paying income taxes, they do not need to pay Zakat. Islam has given us a system of Zakat, where poor can be benefited directly. Zakat money most of times reaches to deserving poor and institutions. In comparison, Government with all its might and official machinery only manages to deliver 5-10 paise out of 100 paise to intended group.


In India many institutions are surviving solely on Zakat money. Madrasa and Orphanage do aggressive Zakat collection in the month of Ramzan. Their all annual budget just depends on Zakat. In this month, Allah promises to multiply every good deed with 70. Many poor look forward to Zakat in the month of Ramzan. They pin their hope and future planning for their medical need, wedding or education on Zakat money.

Very few who try to by-pass the Zakat with their weird logic should be beware. Hazrat Ali and Abu Hurayrah (radi Allahu anhu) reports that the Prophet (PBUH) said, "When Zakat is looked upon as a penalty (i.e., people will pay Zakat with a heavy heart, as though it is a penalty), then look for violent windstorms, earthquakes, men being swallowed by the earth, metamorphosis, stones being pelted from the skies, and calamities following one another in rapid succession, like beads of rosary falling one after the other when its string is cut."

The Prophet (PBUH) also said, "The nation that withholds Zakat (i.e. does not pay it), Allah afflicts famine on them."

Allah (SWT) promises to increase the wealth of every Zakat payee at the same time denouncing the wealth with interest. Zakat means grow (in goodness) or 'increase', 'purifying' or 'making pure'.

" Allah destroys wealth obtained from interest and will give increase for the deed of charity" (Al Baqrah: 276)

It is also stated in the Hadith that Zakat brings benefits such as gaining of the pleasure of Allah, increase in wealth, protection from losses, a cause thus established for Allah's forgiveness and blessings are obtained, Safety from calamities, protection from the wrath of Allah and from a bad death, the Zakaat will provide a shelter on the Day of Judgment, security from seventy misfortunes, it will serve as a shield from the fires of Jahannam, it contributes to Barkat in wealth and it also saves from fear and grief.

The Prophet Muhammad (PBUH) said, "Indeed, an ignorant man who is generous is dearer to God than a worshiper who is miserly."

Zakat is obligatory on the Muslim who has reached puberty, who is sane, who is free, and who owns at least 52.5 tola silver or 7.5 tola gold or cash or business goods equal to it. The day, on which one will own the above mentioned amount, it is wajib on him to pay 2.5% as zakah after passing of one complete year.

"Alms are for the poor and the needy, and those employed to administer the (funds); for those whose hearts have been (recently) reconciled (to Truth); for those in bondage and in debt; in the cause of God; and for the wayfarer: (thus is it) ordained by God, and God is full of knowledge and wisdom." (9:60).

Quran has clearly identified the criteria of the recipients of zakat in the verse above. They are as follow:

1. Poor (i.e., destitute, beggars).

2. Needy (those who have needs but embarrassed to beg from people).

3. People employed to administer the Zakat funds.

4. People who have converted to Islam and in financial difficulty.

5. Enslaved people seeking freedom (could also mean Muslims in prison).

6. People in debt (to help a person in debt to come out of it).

7. Muslims who are struggling in Allah's cause.

8. Wayfarer (a traveler who is in need to complete his or her travel).

In the world where rich are getting richer and poor getting poorer. This disparity has lead to social tension among classes and rise in crime. Islam has provided us a system of Zakat, where this disparity can be reduced. This also helps removing ill feeling against rich from poor heart. It also helps in maintaining social peace. Let's fulfill our religious-social obligation and play a part in upliftment of the community.



Regards,
Mohammad Shahanshah Ansari
Dammam, Saudi

--
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To unsubscribe from this group, send email to
info@ampindia.org
For more options, visit this group at
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AMP Website
www.ampindia.org

--
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info@ampindia.org
For more options, visit this group at
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AMP Website
www.ampindia.org

--
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To unsubscribe from this group, send email to
info@ampindia.org
For more options, visit this group at
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AMP Website
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